Smart finance for a better tomorrow
At ID Finance, Plazo plays a key role in our journey. Our financial well-being app brings together debit and credit solutions in a single platform, allowing users to manage their money with complete flexibility and autonomy.
Quick and without paperwork
Download Plazo and create your account in a matter of minutes.
Spanish IBAN
Spanish IBAN account for receiving payments and managing your finances.
Virtual card with no fees
Instant virtual card* for seamless mobile payments.
Cashback on your shopping
Receive cashback at your favourite stores every time you use your Plazo card.
Your card with up to €5,000 credit
Always accessible, easy, and fast
Credit card
Up to €5,000**
Cashback on over 170 well-known brands
Up to 20%
Chat 24/7 with lawyers, doctors, and veterinarians
Scan the QR code to download the Plazo app.
Latest news
See all news
28/05/2026
News & Updates
Plazo Technologies recognised as one of the Best Workplaces™ Poland 2026
20/05/2026
News & Updates
ID Finance recognised in the prestigious Sifted 100 ranking of Southern Europe’s fastest-growing startups
13/03/2026
News & Updates
ID Finance Spain S.A.U. completes EUR 20 million tap of its existing Eurobond
LEGAL NOTICE
* PLAZO Card issued and managed by PECUNIA CARDS EDE, S.L.U., an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707 ([email protected]). Service offered through the IDFINANCE PLAZO, S.L.U. App.
**Revolving credit line granted by Plazo Credit S.L.U. The application and management service is available through the ID Finance Plazo S.L. App. Representative example: for a credit line of €2,000, with the full amount drawn on the first transaction; 21.93% nominal interest rate (NIR) and 24.27% APR per annum, fixed rate, deferred payment under a revolving arrangement through flexible periodic instalments, repayable over 48 equal monthly instalments of €63.02. Total amount payable: €3,024.96. Late payment fee: €30. Please consult the terms and conditions before applying.
The revolving payment modality means that the debt is automatically renewed with each drawdown. The repayment period may be extended and the total cost of the credit may increase considerably if additional drawdowns are made or if the amount of the instalment is reduced.