Building the Future of Financial Wellness

ID Finance is a profitable fintech leader headquartered in Barcelona, providing over 10 million users with essential financing and financial health solutions. By combining deep-rooted expertise in the Spanish market with strategic growth in Mexico, we leverage proprietary data to deliver a unified experience that empowers our customers' everyday financial decisions.

A track record of sustainable profitability
Key figures

  • €252M

    Revenue 2025

  • 15%

    Y-o-y revenue growth

  • >10M

    Total Users

  • Profitable

    Since 2021

  • €2.4bn

    Total loan origination since inception

  • €275M

    Debt & equity raised

  • Portfolio breakdown: Spain 53%, Plazo 41%, Mexico 6%
  • Group Revenu(EURm)
  • Portfolio breakdown: Spain 53%, Plazo 41%, Mexico 6%
  • Group Revenu(EURm)

Plazo

The financial app taking personal well-being and peace of mind to the next level. We help our customers boost their purchasing power and financial stability by enabling them to save on every purchase through our cashback programme, providing finance when they need it, and offering value-added services.

  • 2021

    Launch year

  • >400k

    Users

  • €83M

    Gross Portfolio

  • Profitable

    Since 2025

plazo image
https://plazo.sng.link/Dvm84/t8mg?_smtype=3

Scan the QR code to download the Plazo app.

mobile downloadmobile download

Our commitment to innovation has been recognised across the industry

  • Great Place to Work Certified logo
  • Carbon Neutral logo
  • Climate Neutral Company 2024 logo
  • Great Place to Work

    Recognised as one of the best companies work for in Spain in the 101-250 employee category.

  • Global Banking & Finance Awards

    ID Finance, 'Best Fintech Company Spain 2025' and Plazo Credit 'Best Alternative Credit Specialist Spain 2025'.

  • Best Performance 2025 Award Gold

    Plazo recognised as 'Best Alternative Financing Solution'.

  • Financial Innovation Awards 2024

    ID Finance recognised as the 'Most Disruptive Fintech 2024'.

  • Capital Finance International Awards 2023

    ID Finance recognised as the 2023 global award winner for providing the 'Best ESG Inclusive Finance Solutions'.

  • World Business Outlook Awards 2023

    Plazo, Best Financial Wellness App Spain.

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