IDF Lab. Data science based financial solutions

Developing credit and operational risk management solutions for global financial institutions. We focus on processing large data arrays, introducing machine learning mechanisms and artificial intelligence.
<1 min
time decision-making
loan applications scored
retention rate
Y-o-Y revenue growth in 2020
Spain NPS
Mexico NPS
Shape the future of finance. Come join us!

How we do it

number Smart scoring
We use a narrow AI that allows risk officers to build, test and validate advanced credit scoring models.
Document recognition
  • Currently, general-purpose computer vision models are most often used for document recognition.
  • The IDF Lab module is based on an ensemble of several neural networks, each of which specializes in one type of object (passport, driver's license, bankcard, …) to allow processing documents much more accurately.
Financial planning and analysis
  • Financial planning and analysis (FP&A) is a cornerstone of the decision making process in the company.
  • We view our business as a mechanism which can be optimized while its constituent parts such as marketing and credit risk management can be accurately modelled.
  • We spend a lot of time calibrating this model and then use it as a blueprint for decision making. This includes pricing, risk management, marketing policy, capital allocation and capacity planning. This is our nexus bridging the collected data with strategy and informing execution.
Client service automation
  • IDF Lab has developed and introduced a self-learning chatbot, which cut client services workload by a third.
  • The chatbot interacts with new customers and registered users and helps to locate the information required to determine financial product eligibility. It also provides recommendations for the individual’s requirements and financial prudence.
  • Information is processed based on statistical matches covering a wide range of frequently asked questions. Thanks to the machine learning technology, the number of questions the chatbot is able to answer increases by several percent daily.

The chatbot works within the NLP (Natural Language Processing) and NLU (Natural Language Understanding) AI frameworks.

Let’s talk

Shape the future of finance. Take a look at our open positions and come join the fun.

contact Nezavisimosti ave 177 Minsk, Belarus
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